Fractional CFO Services| Strategic Finance for Growing Businesses

Looking for expert financial guidance without hiring a full-time CFO? Our CPA-led fractional CFO services give you flexible, strategic support tailored to your business. Book a free strategy session today and start making confident, data-driven decisions.

CPA Led Fractional CFO
Top Rated Fractional CFO
Xero Partner Fractional CFO
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Advanced QB Online Fractional CFO
Downtown Toronto Fractional CFO

When Bookkeeping Isn’t Enough

You're scaling but don't have clarity on cash flow

  • Investors want forecasts you’re not confident in

  • You're making gut-based decisions without financial insight

  • Your accountant gives you reports — not strategy

  • You’re spending too much time in spreadsheets instead of leading

Don’t wait until cash gets tight or you miss a growth opportunity.

Bookkeeping Services Downtown Toronto

How My Fractional CFO Services Help Growing Businesses

Trusted Fractional CFO Services for Small Business Owners

I started this practice to offer small business owners something better — not just bookkeeping, but real financial clarity and strategic support.

After years in corporate finance and traditional accounting roles, I saw how many entrepreneurs were left making high-stakes decisions with low-visibility into their numbers. That’s why I now work as a Fractional CFO — helping small business owners stay focused, make informed decisions, and plan confidently for growth.

Today, I work alongside clients who want more than spreadsheets. They want guidance they can trust, answers without jargon, and a financial partner who helps them see the big picture.

If you’re ready for clarity, strategy, and peace of mind — I’d love to help.

Feeling stuck or unsure about your financial decisions?

I help businesses:

  • Get clarity on cash flow and runway

  • Make confident, data-backed decisions

  • Plan for growth — without hiring full-time

With over a decade supporting founders, I bring the insights of a CFO — only when you need it.

Don’t just take our word for it — hear from our clients.

Ali Asghar CPA helped us streamline our financial reporting — now we make decisions with confidence every month.
— Michael L., Marketing Agency Owner
We were making gut-based decisions before, but now we have a clear financial roadmap. It’s like having a full-time CFO on demand.
— David T., SaaS Startup CEO
The CFO-level insights we get without hiring full-time are invaluable. Cash flow is under control, and we’re planning our next growth phase
— Priya S., E-commerce Entrepreneur
Working with Ali’s team transformed our budgeting process. We can finally see the big picture and make strategic choices with certainty.
— Laura M., Manufacturing Business Owner

CFO-Level Financial Strategy — Without the Full-Time Cost

  • Cash flow Forecasting & Scenario Planning

  • Budgeting & Cost Control

  • Financial Dashboards & KPIs

  • Support with Fundraising, Banking, and Investor Decks

  • Quarterly or Monthly Meetings to Review Strategy

  • Integration with your Existing Accountant or Bookkeeper

Track Record Highlights

Reduced monthly burn rate by $85,000 for a Toronto-based creative agency by streamlining operations, consolidating vendor contracts, and eliminating redundant subscriptions — stabilizing cash flow in under 3 months.

Managed financial operations for a multi-entity group with over $45M in combined annual revenue, implementing shared services across finance, HR, and IT — resulting in a 19% reduction in overhead.

Guided a $6.2M acquisition from end-to-end: leading due diligence, financial modeling, and integration. EBITDA improved by 30% within 12 months post-acquisition.

Oversaw restructuring for a $12M hospitality group, preserving profitability while navigating downsizing, renegotiating 3 major leases, and avoiding staff cuts in high-performing units.

Designed and implemented an ERP system across 3 business units, cutting close time from 25 to 6 days and improving reporting accuracy by 40%.

Improved working capital by $500K through AP and AR workflow redesign, enhanced billing cadence, and expense controls.

Helped a founder prepare for exit, delivering 3-year financial forecasts, normalized EBITDA analysis, and a full data room — contributing to a successful 8-figure sale.

Secured a $2.5M credit facility for a high-growth SaaS startup through bank-ready cash forecasting and scenario analysis.

Designed an FP&A framework for a $25M marketing group, linking departmental KPIs to monthly financials, resulting in clearer accountability and a 22% margin increase within 6 months.

Built board reporting packages for a mid-market tech firm that improved stakeholder confidence and helped secure Series B funding of $9.5M.

Centralized procurement for a group of 8 NPOs, increasing group buying power and reducing annual spend by $180K.

Ran cost-benefit analysis on office real estate portfolio, leading to a hybrid work transition and $1.1M in annual lease savings.

Why Work With a Local CPA?

  • Local bookkeeping services near downtown TorontoRun by a CPA, not a faceless online firm

    CPA

    On-the-ground insight into the realities of doing business.

  • client focused bookkeeping

    Client-Focused

    A relationship-first approach that puts your vision at the centre.

Frequently Asked Questions

  • A Fractional CFO is a part-time financial expert who helps you understand your numbers, improve cash flow, and make confident decisions — without the cost of a full-time hire.

  • Bookkeepers track transactions. Accountants file taxes. A Fractional CFO helps you use your financial data — to forecast, plan, and grow your business strategically.

  • I work with small business owners in downtown Toronto across industries like consulting, retail, services, and e-commerce — anyone who wants more clarity and control over their finances.

  • Typical support includes cash flow planning, financial reporting, pricing analysis, budgeting, and being a sounding board for business decisions — all tailored to your needs.

  • Not at all. Many clients come to me mid-chaos. I’ll meet you where you are and help build a financial system that works for your business.

  • That depends on the level of support you need — some clients prefer bi-weekly check-ins, others monthly. We’ll set a cadence that fits your pace and goals.

3 Easy Steps - Getting Started Is Simple

  • Local bookkeeping services near downtown TorontoRun by a CPA, not a faceless online firm

    Book a Discovery Call

    We’ll get to know your business, answer your questions, and see if we’re the right fit. Even if you’re unsure what you need, we’ll figure it out together.

  • client focused bookkeeping

    After Our Consultation

    We'll provide a tailored quote based on your needs. We'll also outline the scope of work, timeline, and deliverables.

  • Trusted Partner

    We’re here as your year-round partner—handling your accounting and tax needs so you can focus on what you do best.